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What employees get with WellthCare™

Real care. Real retirement & store rewards.
No co-pays. No deductibles.

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See what your employees could unlock with WellthCare™

Hands holding medications.

Concierge Care
That Knows You

Personalized care plans, supported by a dedicated nurse practitioner & patent-pending technology that adapts with every scan—becoming more personalized over time.

Unlimited virtual care. $0 copay. $0 deductible. For employees & their families.

“Patients consistently report high satisfaction with nurse practitioner-led telehealth, thanks to its convenience and timeliness.”

- ResearchGate

Start Here First

No clinic. No waiting room. No bill.

Your dedicated WellthCare™ nurse practitioner is trained to handle the majority of concerns — from symptoms and medications to ongoing conditions — quickly, virtually, and at no cost.

They:

Know your history, see your scans and labs, and guide your plan of care.

When it’s needed, they seamlessly refer you to in-person urgent care, primary care, labs, or specialists — making sure you go to the right place, at the right price.

No guessing. No unnecessary visits. No wasted time or money.

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Works with your current plan • No cost to employees

“Research indicates that most general primary care issues can be appropriately conducted and resolved through virtual care without additional in-person follow-up.”

- JMIR Publications

Urgent care facility.

In-Person Urgent Care

  • $0 copay, $0 deductible at 7,000+ urgent care locations.
  • Up to 6 visits total per year for employee and family.

Unlimited Virtual Primary Care

  • Select your concierge primary care doctor.
  • Access urgent care within 15 minutes, anywhere.
  • $0 co-pay, $0 deductible for the employee and their family.
Doctor talking with patient and writing on clipboard
Doctor writing a prescription.

Unlimited Prescriptions

  • $0 co-pay, $0 deductible for employee only.
  • Over 1,100 common prescription medications are free (acute and chronic included).
  • Free Rx savings card with up to 80% off prescriptions.

Mental Health TeleCounseling

  • $0 co-pay, $0 deductible.
  • Access to private consultations.
  • For you or your family 24x7x365 - anywhere, anytime.
Person speaking with a counselor.
Doctor drawing blood from patient.

QuestSelect™ Lab Saver

  • $0 co-pay, $0 deductible lab testing.
  • 1,200+ blood, urine, pathology, and culture tests included.
  • Visit 2,600+ locations nationwide with your in-app ID.
  • For employee and their family.
Waiting room of a hospital.

Hospital Bill Reduction

Save money before care — and after.

Medical bills are confusing, stressful, and often wrong. Wellthcare™ helps you avoid overpaying before care happens, and reduce bills after they arrive — all at no cost to you.

Pre-Care: Avoid Overpaying

Wellthcare Navigation™

Know where to go before you get care — and save money upfront.

WellthCare Navigation™ guides you to high-quality, lower-cost options for imaging, surgery, and urgent care. Our AI-powered TruePrice™ tool shows what care should cost — so you can avoid unnecessary deductibles, co-pays, and inflated charges.

As you eliminate waste, you’re rewarded with money to spend in the WellthCare Store.

  • $0 access fee
  • Unlimited use
Map to urgent care.

“Under federal law, many non-profit hospitals must provide free or discounted care to millions of Americans — yet most people never know they qualify.

We help you find those savings before you pay.”

Example post-care bill.

Post-Care: Reduce Bills

Wellthcare BillGuide™

When medical bills do show up, we get them reduced.

Wellthcare Billguide™ reviews hospital bills to identify free-care eligibility, discounts, or overcharges — and negotiates directly on your behalf.

  • $0 access fee
  • Unlimited use
  • 70% average savings nationwide

How it works:

  1. 1: Do you qualify for free hospital care?
  2. 2: If not, do you qualify for discounted care?
  3. 3: If not, a dedicated Wellthcare Navigator takes assigned agency to negotiate your bill for you.

You don’t argue with hospitals. You don’t decode medical codes. We do the work.

Call our Care Navigators and they will go to bat for you.

Proprietary Technology. Serious Savings.

Our AI-supported bill repricing tool makes it easy to uncover savings. Employees simply email us a bill.

We itemize every charge, benchmark it against national databases, and determine what you should pay — then act on it.

Behind the scenes, our team uses:

  • Proprietary benchmarking databases
  • AI drag and drop bill RePricer™
  • Proven negotiation frameworks
  • Deep expertise in procedural and billing codes

Our team brings 100+ years of combined experience in medical billing, coding, and healthcare cost reduction — so you don’t have to.

Healthcare bills shouldn’t be a second job. With Wellthcare™, they aren’t.

Money growing over time.

Automatic Retirement Contributions

“Feel at peace with a secure future”

Verified preventive actions automatically fund an employee’s retirement, building long-term financial security. Eligible employees receive at least $1,100 per year, free, into their SEP Pension, which compounds over time, tax free. With zero reduction to their take-home pay.

Employees simply experience:

  • Better care
  • Lower bills
  • Growing rewards

Behind the scenes, that engagement powers the Wellthcare Ecosystem™ — including the Readiness Index™, Wellthcare Medicare™, Wellthcare Rx™, and Wellthcare Complete™.

Employees never have to “switch systems.” They stay in the same one — as it gets smarter.

The Wellthcare Store™

Employees earn real money to spend in the Wellthcare Store™ on over 7000 FSA-eligible health products. The Store provides instant, spendable dollars that make healthy behavior feel rewarding and personal.

“You can spend any existing FSA or HSA plan dollars at our store also. No disruption to your existing plans.”

100% Preventive Care: Scan Twice Per Month

100% preventive care powered by two 60-second monthly scans that keep benefits active, detect health risks early, deliver a full health overview, detect serious conditions early, unlock pension and account contributions, and earn rewards.

“Just two minutes a month.”

Our scan is powered by Binah AI; the #1 AI-Powered health and wellness check software

How these benefits fit into the ecosystem

Wellthcare™ benefits don't exist in isolation.

Each scan, visit, prescription, and preventive action feeds a larger system — generating data that helps employers lower costs and improve outcomes over time.

Employees simply experience:

  • Better care
  • Lower bills
  • Growing rewards

Behind the scenes, that engagement powers the Wellthcare Ecosystem™ — including the Readiness Index™, Wellthcare Medicare™, Wellthcare Rx™, and Wellthcare Complete™.

Employees never have to “switch systems.” They stay in the same one — as it gets smarter.

Wellthcare Complete™

For some employers, Wellthcare™ eventually replaces traditional insurance altogether.

When that happens, employees keep:

  • Their care team
  • Their Store rewards
  • Their Pension growth
  • Their support experience

Nothing is taken away. The system simply becomes more integrated — and more affordable.

WellthCare Complete benefits.

A smarter way to start.

Add Wellthcare™ to your existing benefits anytime—no disruption, no out-of-pocket cost. Employees get real care and real rewards. HR gets time back. Costs go down over time.

30-minute call • See projected Pension & Store rewards

Premiums went down for the first time ever.

Darron Hacker CEO
Exact Benefits Group

I’m exercising, because I love the instant prizes.

Angie Blattel COO
Appreciation Financial

This feels like a raise – not just a benefit.

Jonathan Bonnette CEO
Bombshell Technologies

This isn't insurance as usual.

30-minute call • Personalized Pension & Store projections • No disruption to your current plan